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Income Protection Made Simple

Finding the right Income Protection shouldn't be a hassle. Simplify your search with Insurance Made Simple.

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Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Income Protection

Short-Term Insurance

Income Protection insurance is a type of policy that provides financial support in the form of regular payments if you are unable to work due to illness or injury. It is designed to replace a portion of your income while you are unable to work, typically up to a certain percentage of your salary.

Also known as: Disability Insurance, Wage Protection, Salary Insurance

Frequently Asked Questions

Income Protection insurance is a type of coverage that provides financial protection in the event you are unable to work due to illness or injury, by replacing a portion of your lost income.

Income Protection insurance typically pays out a monthly benefit to you if you are unable to work due to a covered illness or injury. The benefit is designed to replace a percentage of your lost income, usually up to a specified limit.

Income Protection insurance is recommended for anyone who relies on their income to cover living expenses. It is especially important for self-employed individuals, freelancers, and those without substantial savings to fall back on in case of illness or injury.

Income Protection insurance is a type of policy that provides financial protection in the event that you are unable to work due to illness or injury. It typically pays out a monthly benefit to replace a portion of your lost income.

When you purchase Income Protection insurance, you pay a premium to the insurance company. If you are unable to work due to a covered illness or injury, you can make a claim to receive a monthly benefit. The benefit amount is usually a percentage of your pre-disability income.

Income Protection insurance usually covers a wide range of illnesses and injuries that prevent you from working, such as cancer, heart attacks, back injuries, mental health disorders, and more. It's important to review the policy details to understand what specific conditions are covered.

Income Protection insurance is a type of policy that provides financial support in the form of regular payments if you are unable to work due to illness or injury.

Income Protection insurance typically covers a portion of your income if you are unable to work due to illness or injury, whereas disability insurance provides coverage for specific disabilities as outlined in the policy.

Income Protection insurance can be beneficial for individuals who rely on their income to meet financial obligations. It provides a safety net in case of unexpected illness or injury that prevents you from working and earning an income. It's important to assess your own financial situation and needs to determine if Income Protection insurance is worth it for you.

Related Products

Life Insurance provides a lump sum payment to beneficiaries upon the policyholder's death, offering an upgrade option for individuals with Income Protection looking to enhance their financial protection for their loved ones in case of death.

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Below is a list of Income Protection providers.
Please note: The information about each provider is sourced from publicly available data.

1Life Favicon

1Life

1Life Income Protection

Get the salary protection plan that you need with a 1Life Expense Protector policy that pays out if you are ever temporarily disabled by illness or injury.

Disclaimer: 1Life Insurance Limited is a licensed life insurer & financial services provider.

Bidvest Life Favicon

Bidvest Life

Bidvest Life Income Protection

Bidvest Life Income Protection cover pays your monthly salary if you get sick, injured or critically ill or a monthly income to your family when you pass away.

Disclaimer: Bidvest Life is a licensed life insurance company and authorised financial services provider - FSP 47801.

Different Life Favicon

Different Life

Different Life Income Protection

Protect your income with our salary protection plan. Secure peace of mind for life''s uncertainties.

Disclaimer: Different Life is a registered financial services provider (FSP 45453). Products underwritten by Old Mutual Alternative Risk Transfer Limited, a licensed Life Insurer.

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Investec Favicon

Investec

Investec Income Protection

If you're off work or unable to perform your occupational duties because of a temporary illness or injury, Investec Life's Income Protection Cover pays you up ...

Disclaimer: Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company (Reg.No. 1944/017130/06) and an authorised Financial Services Provider (FSP number 47702). Terms and conditions apply.

Liberty Favicon

Liberty

Liberty Income Protection

It provides monthly payments if you are temporarily or permanently unable to work due to an occupational disability or permanent impairment. Claiming. Why ...

Disclaimer: Liberty Group Limited is a licensed Life Insurer, an Authorised FSP (no.2409) and is part of the Standard Bank Group.

Momentum Favicon

Momentum

Momentum Income Protection

Income protection insurance gives you a monthly payout if you can't work due to illness, injury, or disability—whether temporary or permanent. It helps cover ...

Disclaimer: Momentum is part of Momentum Metropolitan Life Limited, an authorised financial services and registered credit provider.

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Rand Mutual Assurance Favicon

Rand Mutual Assurance

Rand Mutual Assurance Income Protection

Income protection cover is an insurance policy that can cover up to 100% of your net income in the event that illness, injury or disability prevents you from ...

Disclaimer: Rand Mutual Assurance Company Limited is the licensed controlling company of the designated Rand Mutual Insurance Group. Registration number 1899/000876/06.

Sanlam Favicon

Sanlam

Sanlam Income Protection

Sanlam Income Protector does what it says – it pays you a monthly income if you suffer an illness or injury that leaves you unable to work.

Disclaimer: Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.

Standard Bank Favicon

Standard Bank

Standard Bank Income Protection

You can't predict when things will go wrong in life, which is why having the right cover in place is important. Our salary protection, disability and serious illness cover will keep you covered

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15

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Stangen Life Favicon

Stangen Life

Stangen Life Income Protection

Secure your income with Salary Protection insurance for peace of mind during life''s uncertainties.

Disclaimer: Product of King Price Life Insurance Limited, a licenced insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235).

Viva Life Insurance Favicon

Viva Life Insurance

Viva Life Insurance Income Protection

Viva Life offers affordable Income Protect Insurance solutions. Viva Life pays up to R15000 per month should you become unable to work.

Disclaimer: Viva Life Insurance Limited is an authorised Financial Services Provider (FSP Number: 39697) and a registered Long-term Insurer | Company Registration Number: 2008/014840/08

Sanlam Favicon

Sanlam

Sanlam Income Protection

Sanlam Income Protection covers you and your family if you lose your income due to permanent or temporary disability or illness.

Disclaimer: Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.

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Discovery Favicon

Discovery

Discovery Income Protection

The Income Continuation Benefit from Discovery Life insures your lifestyle against being unable to earn an income due to illness or disability.

Disclaimer: Discovery Ltd is the licensed controlling company of the designated Discovery Insurance Group. Registration number 1999/007789/06. Companies in the Group are licensed insurers and authorised financial services providers.