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Life Insurance Made Simple

Finding the right Life Insurance shouldn't be a hassle. Simplify your search with Insurance Made Simple.

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Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Life Insurance

Long-Term Insurance

Life insurance is a type of contract between an insurance policyholder and an insurer, where the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. This financial protection helps ensure that loved ones are taken care of in the event of the insured's passing.

Also known as: Assurance, Coverage, Protection, Policy, Security

Frequently Asked Questions

Life insurance is a policy that provides a financial benefit to the designated beneficiary in the event of the insured individual's death.

Anyone who has dependents or individuals who rely on their income can benefit from life insurance. It provides financial security and peace of mind for loved ones in the event of the policyholder's death.

There are various types of life insurance policies, including term life insurance, whole life insurance, universal life insurance, and variable life insurance. Each type offers different features and benefits to cater to different needs and preferences.

Life insurance is a contract between an individual and an insurance company where the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured person.

Anyone with dependents or financial obligations, such as a spouse, children, or outstanding debts, can benefit from having life insurance. It provides financial protection and peace of mind to loved ones in the event of the insured's death.

The amount of life insurance coverage needed varies based on individual circumstances, such as income, debts, expenses, and future financial goals. It is recommended to calculate your coverage needs based on factors like replacing income, paying off debts, funding children's education, and covering funeral expenses. Consulting with a financial advisor can help determine the appropriate coverage amount.

Life insurance is a contract between an individual and an insurance company where the insurer guarantees to pay a designated beneficiary a sum of money upon the death of the insured person.

Anyone who has dependents or financial obligations that would need to be covered in the event of their death should consider getting life insurance. This includes individuals with families, mortgages, or outstanding debts.

In the event of the insured person's death, the designated beneficiary will receive a lump-sum payment from the insurance company. This payout can help cover funeral expenses, replace lost income, pay off debts, or provide financial security for the beneficiary.

Below is a list of Life Insurance providers.
Please note: The information about each provider is sourced from publicly available data.

1Life Favicon

1Life

1Life Life Insurance

Prepare your family for life''s challenges with a life cover policy from 1Life Insurance. Your family could get up to R10 million in the event of your death.

Disclaimer: 1Life Insurance Limited is a licensed life insurer & financial services provider.

Absa Favicon

Absa

Absa Life Insurance

Make sure your family is provided for when you're no longer there with life and funeral cover and life insurance from Absa. Get peace of mind today.

Disclaimer: Absa Insurance Company Limited, an insurer licensed to conduct a non-life insurance business and an authorised financial services provider FSP (8030). Registration number 1992/001737/06. Terms and Conditions apply.

All Life Favicon

All Life

All Life Life Insurance

Get a life insurance quote from us today. We help all South Africans get up to R10million HIV, Diabetes, or Standard Life insurance.

Disclaimer: AllLife (Pty) Ltd is an Authorised Financial Services Provider. FSP No. 4946.

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Assupol Favicon

Assupol

Assupol Life Insurance

Our affordable monthly premiums ensure that in the case of your death or disability, or if you suffer from a critical illness, a tax-free lump sum will be paid ...

Disclaimer: Assupol Life Ltd reg no 2010/025083/06. An insurer licensed to conduct life insurance business. Authorised financial services provider. FSP53.

Bidvest Life Favicon

Bidvest Life

Bidvest Life Life Insurance

Bidvest Life covers you with a combination of lump sum and income benefits giving you peace-of-mind that your dependents are taken care of

Disclaimer: Bidvest Life is a licensed life insurance company and authorised financial services provider - FSP 47801.

Capital Legacy Favicon

Capital Legacy

Capital Legacy Life Insurance

Capital Legacy''s MyCover™ offers up to R15M life cover, no medical tests, and includes trust setup for children.

Disclaimer: Capital Legacy Solutions (Pty) Ltd is an Authorised Financial Services Provider. The Legacy Protection Plan™ is underwritten by Guardrisk Life Ltd, a Licensed Life Insurer.

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Dial Direct Favicon

Dial Direct

Dial Direct Life Insurance

Dial Direct''s life insurance provides up to R10M cover, flexible premiums, and quick, hassle-free claims.

Disclaimer: Dial Direct Insurance Ltd is a licensed non-life insurer and financial services provider. Long-term insurance policies are underwritten by 1Life Insurance Ltd, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481

Different Life Favicon

Different Life

Different Life Life Insurance

Different Life provides comprehensive life insurance, including quick applications, flexible premiums, and support for social causes.

Disclaimer: Different Life is a registered financial services provider (FSP 45453). Products underwritten by Old Mutual Alternative Risk Transfer Limited, a licensed Life Insurer.

Discovery Favicon

Discovery

Discovery Life Insurance

The Discovery Dollar Life Plan is issued by Discovery Life International, the Guernsey branch of Discovery Life Limited (South Africa), licensed by the Guernsey ...

Disclaimer: Discovery Ltd is the licensed controlling company of the designated Discovery Insurance Group. Registration number 1999/007789/06. Companies in the Group are licensed insurers and authorised financial services providers.

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Liberty Favicon

Liberty

Liberty Life Insurance

Life cover in South Africa is widely available. Liberty's Lifestyle Protector offers you a benefit that changes with your life's changing needs through our Life ...

Disclaimer: Liberty Group Limited is a licensed Life Insurer, an Authorised FSP (no.2409) and is part of the Standard Bank Group.

Metropolitan Favicon

Metropolitan

Metropolitan Life Insurance

Secure your loved ones with affordable life insurance from Metropolitan. Peace of mind awaits.

Disclaimer: Metropolitan Life is part of Momentum Metropolitan Life Limited, a licensed life insurer and an authorised financial services (FSP44673) and registered credit provider (NCRCP173).

Momentum Favicon

Momentum

Momentum Life Insurance

... South Africa, Affordable insurance, Get insurance online now, Personal insurance ... Medical aid Car & home insurance Life Insurance Investments Momentum ...

Disclaimer: Momentum is part of Momentum Metropolitan Life Limited, an authorised financial services and registered credit provider.

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Nedbank Favicon

Nedbank

Nedbank Life Insurance

Insure the life you’ve built for your family is maintained if you’re retrenched, become ill, disabled or pass away. Get a life cover quote for peace of mind.

Disclaimer: Nedbank Insurance is brought to you by: Nedgroup Insurance Co. Ltd, a licensed, designated insurer and authorised FSP (41104). Nedgroup Life Assurance Co. Ltd, a licensed, designated insurer and authorised FSP (40915) and, a registered credit provider NCRPC61. Nedbank Ltd Reg No 1951/000009/06. Licensed financial services and registered credit provider NCRCP16.

Old Mutual Favicon

Old Mutual

Old Mutual Life Insurance

Protect the ones you love with tailored life insurance · Old Mutual Protect Life Cover pays a single amount starting from R100 000 when you die · Old Mutual ...

Disclaimer: Old Mutual Limited (OML) is a licensed Controlling Company of the Designated Old Mutual Limited Insurance Group. Registration number 2017/235138/06. Entities in the Group are Licensed Financial Services Providers and Insurers.

OneSpark Favicon

OneSpark

OneSpark Life Insurance

OneSpark Life Insurance offers innovative coverage with flexible premiums, no medical exams, and instant online sign-up.

Disclaimer: OneSpark is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer.

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OUTsurance Favicon

OUTsurance

OUTsurance Life Insurance

Protect your loved ones financially with OUTsurance Life insurance that offers cover options like death, disability and critical illness.

Disclaimer: OUTsurance Holdings Company Limited, Reg no. 1997/022260/06. A licensed controlling company in respect of OUTsurance and OUTsurance Life. OUTsurance Insurance Company Limited, Reg no. 1994/010719/06. A licensed non-life insurer and financial services provider. OUTsurance Life Insurance Company Limited, Reg no. 2007/035347/06. A licensed life insurer and financial services provider. OUTsurance Group Limited (previously Rand Merchant Investment Holdings Limited), Reg. no. 2010/005770/06.

PPS Favicon

PPS

PPS Life Insurance

Secure your family''s future with tailored life cover, providing financial peace of mind.

Disclaimer: PPS is a licensed insurer conducting life insurance business, a licensed controlling company and an authorised Financial Services Provider

Sanlam Favicon

Sanlam

Sanlam Life Insurance

Sanlam Life Insurance eases the burden on your family should you die unexpectedly by paying out a once-off tax-free amount that can be used to cover their ...

Disclaimer: Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.

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Simply Favicon

Simply

Simply Life Insurance

Simply''s Family Cover offers up to R2M life insurance with 100% online sign-up and no medical exams.

Disclaimer: Simply Financial Services (Pty) Ltd (Simply), registration number 2011/132479/07, is an authorised financial services provider (FSP), FSP Number: 47146

Standard Bank Favicon

Standard Bank

Standard Bank Life Insurance

Get life cover so your family will be taken care of if the worst happens and you can't provide financially anymore.

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15

Stangen Life Favicon

Stangen Life

Stangen Life Life Insurance

Stangen offers up to R5M life cover with no medical exams, immediate coverage, and funeral benefits.

Disclaimer: Product of King Price Life Insurance Limited, a licenced insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235).

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The Unlimited Favicon

The Unlimited

The Unlimited Life Insurance

Get the best death cover for you and your family from The Unlimited to protect your family against the loss of a family member.

Disclaimer: The Unlimited Group (Pty) Ltd Reg no. 2002/002773/07. An Authorised Financial Services Provider (FSP No. 21473).

Viva Life Insurance Favicon

Viva Life Insurance

Viva Life Insurance Life Insurance

Affordable Life Insurance from Viva Life provides simple cover, giving you peace-of-mind that in the event of your death you family will be protected.

Disclaimer: Viva Life Insurance Limited is an authorised Financial Services Provider (FSP Number: 39697) and a registered Long-term Insurer | Company Registration Number: 2008/014840/08

Vodacom Favicon

Vodacom

Vodacom Life Insurance

Take out a Vodacom Life Insurance policy of up to R10 million which will secure your loved ones’ future so that they never miss out on once-in-a-lifetime opportunities.

Disclaimer: Vodacom Insurance Company (RF) Limited is a licensed non-life insurer.

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Hollard Favicon

Hollard

Hollard Life Insurance

Insure your unsure across Africa. With Hollard and Hollard International you have access to short term and life insurance across Africa. The African continent ...

Disclaimer: The Hollard Insurance Company Ltd (Reg No. 1952/003004/06); Hollard Life Assurance Company Ltd (Reg. No. 1993/001405/06); Hollard Investment Managers (Pty) Ltd (Reg. No. 1997/001696/07); Hollard Specialist Insurance Limited (Reg No 1966/007612/06); and Hollard Specialist Life Limited (Reg No 1994/001332/06), are authorised Financial Services Providers.

Sanlam Favicon

Sanlam

Sanlam Life Insurance

Sanlam, one of the largest FSPs in South Africa, provides insurance, investment, financial planning & retirement advice to individuals, ...

Disclaimer: Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.

Oldmutual Favicon

Oldmutual

Oldmutual Life Insurance

Old Mutual was established in Cape Town in 1845 as South Africa's first mutual life insurance company, offering financial security in uncertain times.

Disclaimer:

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Bettersure Favicon

Bettersure

Bettersure Life Insurance

Secure your family's future with BetterSure Life Insurance. Explore our diverse life insurance policies designed to provide financial protection and peace of mind.

Disclaimer: BetterSure Financial Consultants (Pty) Ltd is an authorised financial services provider (FSP 24015). All life cover insurance products are underwritten by Old Mutual Alternative Risk Transfer Limited, a licensed life insurer. All short-term insurance products are underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed non-life insurer and authorised financial services provider (FSP 49551).