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Home Contents Insurance Made Simple

Finding the right Home Contents Insurance shouldn't be a hassle. Simplify your search with Insurance Made Simple.

Home Contents Insurance Image

Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Home Contents Insurance

Short-Term Insurance

Home Contents Insurance is a type of insurance coverage that protects the contents of your home from events such as theft, fire, water damage, and other unforeseen circumstances. This insurance ensures that your personal belongings, furniture, electronics, and other valuables are covered in case of damage or loss.

Also known as: Home Insurance, Personal Property Insurance, Household Insurance

Frequently Asked Questions

Home contents insurance typically covers your personal belongings inside your home, such as furniture, appliances, clothing, and electronics, against risks like theft, fire, vandalism, and natural disasters.

The amount of coverage you need for your home contents insurance depends on the total value of your belongings. It's important to conduct a home inventory to assess the value of your possessions accurately and ensure you have adequate coverage.

Most standard home contents insurance policies have limits on coverage for high-value items like jewelry, artwork, and collectibles. You may need to purchase additional coverage, known as a rider or floater, to fully protect these valuable possessions.

Home Contents Insurance typically covers accidents, theft, and damage to personal belongings inside your home.

The coverage amount for Home Contents Insurance is usually based on the value of your personal belongings and can be customized to suit your needs.

Some insurance policies may have exclusions for high-value items such as jewelry, fine art, or collectibles. It's important to review your policy to understand any specific exclusions.

Home Contents Insurance typically covers accidents, theft, and damage to personal belongings inside your home.

Home Contents Insurance is usually not mandatory by law, but it is highly recommended to protect your belongings in case of unexpected events.

The coverage amount for Home Contents Insurance is usually determined based on the total value of your personal belongings and assets inside your home. It is important to accurately assess the value to ensure adequate coverage.

Related Products

Home Insurance provides comprehensive coverage for the structure of the home itself, complementing Home Contents Insurance which covers the contents inside the home.

Complementary

Below is a list of Home Contents Insurance providers.
Please note: The information about each provider is sourced from publicly available data.

Budget Insurance Favicon

Budget Insurance

Budget Insurance Home Contents Insurance

Mix and match your home contents insurance with a car insurance policy ... The cost of Home Insurance in South Africa will vary according to your tailored policy.

Disclaimer: Budget Insurance Company Ltd. is a licensed non-life insurer and financial services provider. Long-term policies underwritten by 1Life, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

King Price Favicon

King Price

King Price Home Contents Insurance

With this home contents insurance option, you're covered for the loss of, or damage to, items in your home, which belong to you and the people who live with you ...

Disclaimer: King Price Insurance Company Ltd and King Price Life Insurance Ltd are part of the King Price Group of companies. King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862) King Price Life Insurance Ltd is a licensed life insurer and registered financial services provider. (Reg no. 1948/029011/06 | FSP no. 47235)

MiWay Favicon

MiWay

MiWay Home Contents Insurance

MiWay's Contents Insurance product covers all your personal possessions inside your home belonging to you and the members of your household who live with you.

Disclaimer: MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970). Ts & Cs apply.

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Naked Insure Favicon

Naked Insure

Naked Insure Home Contents Insurance

Take control with our app ... It's your policy in your pocket. Adjust cover, handle claims, or chat with us. South Africa's new favourite household insurance.

Disclaimer: Naked Financial Technology Pty Ltd is an authorised Financial Services Provider (FSP 48822). Policies are underwritten by The Hollard Insurance Company Limited, a Licensed Non-Life insurer and authorised Financial Services Provider (FSP 17698).

Old Mutual Favicon

Old Mutual

Old Mutual Home Contents Insurance

However, loss or damage from theft or attempted theft are excluded. A South African ...

Disclaimer: Old Mutual Limited (OML) is a licensed Controlling Company of the Designated Old Mutual Limited Insurance Group. Registration number 2017/235138/06. Entities in the Group are Licensed Financial Services Providers and Insurers.

OUTsurance Favicon

OUTsurance

OUTsurance Home Contents Insurance

Secure your house with quality home insurance from OUTsurance. Whether you need building or contents cover, get more out with OUTsurance home insurance.

Disclaimer: OUTsurance Holdings Company Limited, Reg no. 1997/022260/06. A licensed controlling company in respect of OUTsurance and OUTsurance Life. OUTsurance Insurance Company Limited, Reg no. 1994/010719/06. A licensed non-life insurer and financial services provider. OUTsurance Life Insurance Company Limited, Reg no. 2007/035347/06. A licensed life insurer and financial services provider. OUTsurance Group Limited (previously Rand Merchant Investment Holdings Limited), Reg. no. 2010/005770/06.

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Santam Favicon

Santam

Santam Home Contents Insurance

Do you have enough insurance? One in three homes in South Africa are underinsured. Luckily, you can avoid being caught short by using our online calculators ...

Disclaimer: Santam South Africa's leading short-term insurance company. Santam is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.

Standard Bank Favicon

Standard Bank

Standard Bank Home Contents Insurance

It takes years to furnish your home, and just seconds for your hard work to be undone. With the right cover, it won't take as long the second time round.

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15

Momentum Favicon

Momentum

Momentum Home Contents Insurance

With home contents insurance, you can get cover on your home valuables against theft or damage. Momentum Insure's home contents insurance.

Disclaimer: Momentum is part of Momentum Metropolitan Life Limited, an authorised financial services and registered credit provider.

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Discovery Favicon

Discovery

Discovery Home Contents Insurance

Safeguard your valuable possessions with comprehensive cover from Discovery Insure's home contents insurance at affordable rates tailored to your needs.

Disclaimer: Discovery Ltd is the licensed controlling company of the designated Discovery Insurance Group. Registration number 1999/007789/06. Companies in the Group are licensed insurers and authorised financial services providers.

Dial Direct Favicon

Dial Direct

Dial Direct Home Contents Insurance

Our Comprehensive Home Contents Insurance covers you for all of this and more. If your pet is injured in a road accident, we'll cover some of the medical ...

Disclaimer: Dial Direct Insurance Ltd is a licensed non-life insurer and financial services provider. Long-term insurance policies are underwritten by 1Life Insurance Ltd, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481

First For Women Favicon

First For Women

First For Women Home Contents Insurance

With our dedicated fleet of Guardian Angels, who've helped over 10 000 women, with 24/7 Accident and Roadside Assistance. We help you get home safe. With ...

Disclaimer: First for Women Insurance Company Limited is a licensed non-life insurer and financial services provider. Long-term policies underwritten by 1Life, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

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Bettersure Favicon

Bettersure

Bettersure Home Contents Insurance

Protect what matters inside your home with BetterSure Home Contents Insurance. Safeguard your belongings against unforeseen events.

Disclaimer: BetterSure Financial Consultants (Pty) Ltd is an authorised financial services provider (FSP 24015). All life cover insurance products are underwritten by Old Mutual Alternative Risk Transfer Limited, a licensed life insurer. All short-term insurance products are underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed non-life insurer and authorised financial services provider (FSP 49551).