Advertisement

Advertisement

Advertisement


Home Insurance Made Simple

Finding the right Home Insurance shouldn't be a hassle. Simplify your search with Insurance Made Simple.

Home Insurance Image

Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Home Insurance

Short-Term Insurance

Home Insurance is a type of property insurance that provides coverage for the physical structure of a home, as well as personal belongings inside the home. It also offers liability coverage in case someone is injured on the property.

Also known as: Homeowners Insurance, House Insurance, Property Insurance, Building Insurance

Frequently Asked Questions

Home insurance typically covers damage to the physical structure of your home, personal belongings, liability for injuries that occur on your property, and additional living expenses if you cannot live in your home due to a covered loss.

Yes, common exclusions in home insurance policies may include damage caused by floods, earthquakes, normal wear and tear, and intentional acts. It's important to review your policy to understand the specific exclusions.

The cost of home insurance is determined by various factors, including the location of your home, its age and construction, the coverage limits you choose, your claims history, and the deductible amount. Insurers may also consider factors like the crime rate in your area and proximity to a fire station.

Home insurance typically covers damage to the physical structure of your home, personal belongings, liability for injuries or property damage to others, and additional living expenses if your home becomes uninhabitable.

The amount of home insurance coverage you need depends on factors such as the value of your home and belongings, your financial assets, and potential liabilities. It's recommended to insure your home for its full replacement cost to ensure adequate coverage.

Yes, home insurance policies typically have exclusions such as damage caused by floods, earthquakes, normal wear and tear, and intentional acts. It's important to review your policy to understand what is not covered and consider purchasing additional coverage if needed.

Home insurance typically covers your home's structure, personal belongings, liability protection, and additional living expenses in case your home becomes uninhabitable due to a covered event.

The amount of coverage you need depends on factors such as the value of your home and belongings, location, and potential risks. It's recommended to have enough coverage to rebuild your home and replace your belongings in case of a total loss.

Yes, home insurance policies usually have exclusions for events like floods, earthquakes, and normal wear and tear. It's important to review your policy carefully and consider purchasing additional coverage for specific risks not covered by your standard policy.

Below is a list of Home Insurance providers.
Please note: The information about each provider is sourced from publicly available data.

Absa Favicon

Absa

Absa Home Insurance

We understand that your possessions are valuable to you. To ensure they are well protected, apply for homeowners comprehensive insurance now.

Disclaimer: Absa Insurance Company Limited, an insurer licensed to conduct a non-life insurance business and an authorised financial services provider FSP (8030). Registration number 1992/001737/06. Terms and Conditions apply.

Auto&Gen Favicon

Auto&Gen

Auto&Gen Home Insurance

Auto & General offers comprehensive home insurance, covering home contents, buildings, and portable possessions against theft, loss, and damage, including power surges from load shedding.

Disclaimer: Auto&General Insurance Company Limited is a licensed non-life insurer and financial services provider. Life policies underwritten by 1Life Insurance Limited, a licensed life insurer and financial services provider

Club Marine Favicon

Club Marine

Club Marine Home Insurance

Protect your car and home with comprehensive coverage from Club Marine SA for peace of mind.

Disclaimer: Club Marine Insurance is an authorised financial services provider (FSP4430).

Advertisement

Advertisement

iWyze Favicon

iWyze

iWyze Home Insurance

Learning about the different types of home insurance which are on offer can help save you from unexpected financial distress. Visit us to learn more

Disclaimer: The iWYZE Life and Funeral policies are underwritten by Old Mutual Life Assurance Company (South Africa) Limited. Reg. No: 1999/004643/06, a Licensed FSP & Life Insurer. iWYZE is underwritten by Old Mutual Insure Limited. Reg. No: 1970/006619/06, a Licensed FSP & Non-Life Insurer.

King Price Favicon

King Price

King Price Home Insurance

Protect your home with King Price''s comprehensive buildings insurance for peace of mind.

Disclaimer: King Price Insurance Company Ltd and King Price Life Insurance Ltd are part of the King Price Group of companies. King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862) King Price Life Insurance Ltd is a licensed life insurer and registered financial services provider. (Reg no. 1948/029011/06 | FSP no. 47235)

MiWay Favicon

MiWay

MiWay Home Insurance

MiWay has great affordable rates on home insurance. Get house insurance by completing an online home insurance quote now or call for a quote today!

Disclaimer: MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970). Ts & Cs apply.

Advertisement

Advertisement

Nedbank Favicon

Nedbank

Nedbank Home Insurance

Protect your home with Nedbank Building Insurance, covering damages and emergencies for peace of mind.

Disclaimer: Nedbank Insurance is brought to you by: Nedgroup Insurance Co. Ltd, a licensed, designated insurer and authorised FSP (41104). Nedgroup Life Assurance Co. Ltd, a licensed, designated insurer and authorised FSP (40915) and, a registered credit provider NCRPC61. Nedbank Ltd Reg No 1951/000009/06. Licensed financial services and registered credit provider NCRCP16.

Ooba Favicon

Ooba

Ooba Home Insurance

Protect your home with ooba''s comprehensive building insurance—coverage for repairs and peace of mind.

Disclaimer: The ooba group subsidiaries Property Protector Financial Services and ooba Administration Services are Authorised Financial Services Providers (FSP No’s: 216 & 46293)

PPS Favicon

PPS

PPS Home Insurance

Protect your home with Pro Insure: comprehensive coverage for structures, belongings, and more.

Disclaimer: PPS is a licensed insurer conducting life insurance business, a licensed controlling company and an authorised Financial Services Provider

Advertisement

Advertisement

Standard Bank Favicon

Standard Bank

Standard Bank Home Insurance

Household and building insurance that covers structural damage, theft and household contents, as well as burst geysers.

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15

Discovery Favicon

Discovery

Discovery Home Insurance

Discovery Insure is one of South Africa's leading home insurance companies. We offer comprehensive home insurance to homeowners to protect your buildings, home ...

Disclaimer: Discovery Ltd is the licensed controlling company of the designated Discovery Insurance Group. Registration number 1999/007789/06. Companies in the Group are licensed insurers and authorised financial services providers.

Budget Insurance Favicon

Budget Insurance

Budget Insurance Home Insurance

Safeguard your home with Budget Insurance's home insurance solutions. Get coverage that protects your property and belongings.

Disclaimer: Budget Insurance Company Ltd. is a licensed non-life insurer and financial services provider. Long-term policies underwritten by 1Life, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

Advertisement

Advertisement

Old Mutual Favicon

Old Mutual

Old Mutual Home Insurance

Get allsure, a comprehensive, all-in-one insurance policy that covers your home, household contents, personal liability, all risks insurance, and car.

Disclaimer: Old Mutual Limited (OML) is a licensed Controlling Company of the Designated Old Mutual Limited Insurance Group. Registration number 2017/235138/06. Entities in the Group are Licensed Financial Services Providers and Insurers.

OUTsurance Favicon

OUTsurance

OUTsurance Home Insurance

Secure your house with quality home insurance from OUTsurance. Whether you need building or contents cover, get more out with OUTsurance home insurance.

Disclaimer: OUTsurance Holdings Company Limited, Reg no. 1997/022260/06. A licensed controlling company in respect of OUTsurance and OUTsurance Life. OUTsurance Insurance Company Limited, Reg no. 1994/010719/06. A licensed non-life insurer and financial services provider. OUTsurance Life Insurance Company Limited, Reg no. 2007/035347/06. A licensed life insurer and financial services provider. OUTsurance Group Limited (previously Rand Merchant Investment Holdings Limited), Reg. no. 2010/005770/06.

Naked Insure Favicon

Naked Insure

Naked Insure Home Insurance

Get an insurance quote for your car, home and contents, completely online anywhere in South Africa. Fast, affordable cover in only 90 seconds.

Disclaimer: Naked Financial Technology Pty Ltd is an authorised Financial Services Provider (FSP 48822). Policies are underwritten by The Hollard Insurance Company Limited, a Licensed Non-Life insurer and authorised Financial Services Provider (FSP 17698).

Advertisement

Advertisement

Bettersure Favicon

Bettersure

Bettersure Home Insurance

Get building insurance to cover your home from fire, flood and other risks. Our tech means lower premiums for homeowners, plus you can claim on our app.

Disclaimer: BetterSure Financial Consultants (Pty) Ltd is an authorised financial services provider (FSP 24015). All life cover insurance products are underwritten by Old Mutual Alternative Risk Transfer Limited, a licensed life insurer. All short-term insurance products are underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed non-life insurer and authorised financial services provider (FSP 49551).