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Scratch and Dent Cover Made Simple

Finding the right Scratch and Dent Cover shouldn't be a hassle. Simplify your search with Insurance Made Simple.

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Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Scratch and Dent Cover

Short-Term Insurance

Scratch and Dent Cover is an insurance product that provides coverage for any scratches, dents, or other minor damages to a vehicle's exterior. This type of insurance can be helpful in protecting the appearance and value of the car, as repairs for such damages can be costly.

Also known as: Scratch And Dent Protection, Cosmetic Car Insurance, Exterior Protection

Frequently Asked Questions

Scratch and Dent Cover insurance typically covers minor damage to the exterior of a vehicle, such as scratches, dents, and paint chips.

Scratch and Dent Cover insurance can be worth it for those who want to maintain the appearance and value of their vehicle, especially if they are prone to minor accidents or parking lot mishaps.

To file a claim for Scratch and Dent Cover insurance, you typically need to provide photos of the damage, a description of how it occurred, and any relevant documentation. The insurance company will then assess the claim and determine if it meets the policy criteria for coverage.

Scratch and Dent Cover insurance provides coverage for minor damages such as scratches, dents, chipped paint, and minor accidents that affect the appearance of your vehicle.

Scratch and Dent Cover insurance is a supplementary insurance that specifically focuses on cosmetic damages to your vehicle's exterior. It is not a replacement for comprehensive car insurance, which covers a wider range of damages including major accidents and theft.

Yes, there are limitations to the coverage provided by Scratch and Dent Cover insurance. These limitations may include pre-existing damages, damages caused by intentional acts, damages exceeding a certain size or depth, and damages that are not reported within a specified time period. It is important to review the policy details to understand the specific limitations.

Scratch and Dent Cover insurance provides coverage for minor cosmetic damage such as scratches, dents, and paint chips on your vehicle.

To file a claim for Scratch and Dent Cover insurance, you typically need to contact your insurance provider, provide details of the damage, and submit relevant documentation such as photos and repair estimates.

Yes, most Scratch and Dent Cover insurance policies have a deductible that you are responsible for paying when filing a claim. The amount of the deductible can vary depending on your policy.

Below is a list of Scratch and Dent Cover providers.
Please note: The information about each provider is sourced from publicly available data.

Auto&Gen Favicon

Auto&Gen

Auto&Gen Scratch and Dent Cover

For just R105 per month you can get Scratch & Dent Cover up to R3 000 per claim. You can also upgrade to Scratch & Dent Plus cover for R139 and increase your ...

Disclaimer: Auto&General Insurance Company Limited is a licensed non-life insurer and financial services provider. Life policies underwritten by 1Life Insurance Limited, a licensed life insurer and financial services provider

Bidvest Insurance Favicon

Bidvest Insurance

Bidvest Insurance Scratch and Dent Cover

Scratch and Dent Insurance from Bidvest Insurance covers specified minor damage, including scratches, scrapes, dents and even tar removal.

Disclaimer: Bidvest Insurance limited. Reg No. 1997/019461/06, a licenced non-life Insurer, and Authorised Financial Services Provider 46395.

Budget Insurance Favicon

Budget Insurance

Budget Insurance Scratch and Dent Cover

We'll fix any chips, minor dents, light scratches and tears without you needing to claim from your short-term car insurance policy.

Disclaimer: Budget Insurance Company Ltd. is a licensed non-life insurer and financial services provider. Long-term policies underwritten by 1Life, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

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Dial Direct Favicon

Dial Direct

Dial Direct Scratch and Dent Cover

Keep your vehicle looking new with Scratch and Dent Cover from Dialdirect. Protect your investment from minor damages.

Disclaimer: Dial Direct Insurance Ltd is a licensed non-life insurer and financial services provider. Long-term insurance policies are underwritten by 1Life Insurance Ltd, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481

First For Women Favicon

First For Women

First For Women Scratch and Dent Cover

This plan provides cover for the repair of chips, minor dents and light scratches on the outside of your car.

Disclaimer: First for Women Insurance Company Limited is a licensed non-life insurer and financial services provider. Long-term policies underwritten by 1Life, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

FNB Favicon

FNB

FNB Scratch and Dent Cover

Get up to R3 000 cover per repair to keep your car in excellent condition. You are covered for minor chips, dents and scratches on your car's body and wheel ...

Disclaimer: First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20)

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King Price Favicon

King Price

King Price Scratch and Dent Cover

Scratch and dent insurance covers minor repairs to the exterior of your car. Like those mysterious little dings that happen in parking lots.

Disclaimer: King Price Insurance Company Ltd and King Price Life Insurance Ltd are part of the King Price Group of companies. King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862) King Price Life Insurance Ltd is a licensed life insurer and registered financial services provider. (Reg no. 1948/029011/06 | FSP no. 47235)

MiWay Favicon

MiWay

MiWay Scratch and Dent Cover

Chips, Scratch and Dent Cover offers a repair service to restore scuffed bumpers, paint chips, light scratches, minor dents as well as Mag wheels scratches and window chips.

Disclaimer: MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970). Ts & Cs apply.

MotoVantage Favicon

MotoVantage

MotoVantage Scratch and Dent Cover

Our Scratch & Dent product allows you to regular service your car without breaking bank. Get in touch with MotoVantage for a Scratch & Dent that suits your budget.

Disclaimer: MotoVantage Holdings Proprietary Limited (Company registration No: 2014/182594/07) is the holding company of the MotoVantage Group and is partly owned by the FirstRand Group and the Hollard Group respectively. Motorite Administrators Proprietary Limited (FSP 9140 and Company Registration No. 1997/000637/07), Small Area Repair Technology Underwriting Managers Proprietary Limited t/a Smart (FSP 9861 and Company Registration No. 1999/016066/07) and the Engine Room Direct Solutions Proprietary Limited (FSP 45528 and Company registration No: 2009/005040/07) are authorised financial service providers, and wholly owned subsidiaries of MotoVantage Holdings Proprietary Limited Streamline Repair Holdings Proprietary Limited (Reg No: 2005/036668/07) is an entity within the MotoVantage Group, wholly owned by SMART.

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The Unlimited Favicon

The Unlimited

The Unlimited Scratch and Dent Cover

Up to R4 000 every 3 months to repair your car. Fix Scratches and Dents. Fix Rims and Mags. Fix ...

Disclaimer: The Unlimited Group (Pty) Ltd Reg no. 2002/002773/07. An Authorised Financial Services Provider (FSP No. 21473).

Standard Bank Favicon

Standard Bank

Standard Bank Scratch and Dent Cover

Dent & Scratch Cover. PER Insurance Dent and Scratch Product Detail. Get ... South Africa. 0800 222 050. International. +27 10 824 1515. EMAIL. Reportfraud ...

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15

BMW Financial Services Favicon

BMW Financial Services

BMW Financial Services Scratch and Dent Cover

Don't let small scratches, dents, chips and abrasions ruin your Sheer Driving Pleasure. Get innovative Care & Cosmetic cover for your BMW.

Disclaimer: Comprehensive Insurance available through BMW Financial Services (South Africa) (Pty) Ltd. an Authorised Financial Services (FSP 4623) and Registered Credit Provider (NCRCP2341). PSG Wealth Financial Planning (Pty) Ltd is appointed as the Administrator of the above-mentioned short-term insurance. FSP 728. Value-added Insurance available through BMW Financial Services (South Africa) (Pty) Ltd. an Authorised Financial Services (FSP 4623) and Registered Credit Provider (NCRCP2341). Insurance is underwritten by Guardrisk Insurance Company Ltd an Authorised Financial Services Provider Licence No.75.

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Volkswagen Financial Services Favicon

Volkswagen Financial Services

Volkswagen Financial Services Scratch and Dent Cover

Often small chips, scratches and dents are overlooked, as clients don't want to claim on their Comprehensive Insurance policy to avoid paying the excess of ...

Disclaimer: Volkswagen Financial Services South Africa (Pty) Ltd is an Authorised Financial Services and Registered Credit Provider (NCRCP 6635)