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Personal Accident Cover Made Simple

Finding the right Personal Accident Cover shouldn't be a hassle. Simplify your search with Insurance Made Simple.

Personal Accident Cover Image

Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Personal Accident Cover

Short-Term Insurance

Personal Accident Cover is an insurance product that provides financial protection in the event of an accident resulting in death, disability, or injury. This type of insurance typically offers coverage for medical expenses, hospitalization, and loss of income due to temporary or permanent disability caused by an accident.

Also known as: Personal Accident Insurance, Accidental Injury Cover, Personal Injury Protection

Frequently Asked Questions

Personal Accident Cover insurance typically includes coverage for accidental death, permanent total disability, temporary total disability, and medical expenses resulting from an accident.

The age limit for purchasing Personal Accident Cover insurance can vary depending on the insurance provider. Some providers may impose age limits, while others may offer coverage to individuals of all ages. It's important to check with the specific insurance company for their age requirements.

Yes, some insurance providers may offer additional riders or coverage options that you can add to your Personal Accident Cover insurance policy for an extra cost. These may include coverage for specific activities or sports, increased benefit amounts, or additional benefits such as hospital cash allowance. Be sure to check with your insurance provider for available options.

Personal Accident Cover insurance typically includes coverage for accidental death, permanent disability, medical expenses resulting from accidents, and sometimes loss of income due to disability.

While health insurance covers medical expenses for illnesses and injuries, Personal Accident Cover insurance specifically focuses on accidents and can provide additional benefits such as lump-sum payments for disability or death resulting from accidents. Having both types of insurance can provide more comprehensive coverage.

In the event of an accident, you would need to notify your insurance provider as soon as possible and submit a claim with relevant documentation such as medical reports, police reports (if applicable), and any other supporting evidence. The insurance company will then assess the claim and provide compensation according to the terms of your policy.

Personal Accident Cover insurance typically includes coverage for accidental death, permanent disablement, medical expenses, and temporary disablement due to an accident.

No, pre-existing conditions are usually not covered under Personal Accident Cover insurance. This type of insurance is designed to provide financial protection in the event of unforeseen accidents.

Personal Accident Cover insurance specifically covers accidents and their related consequences, such as disability or death, whereas health insurance typically covers a broader range of medical expenses, including those related to illnesses and preventive care.

Related Products

Health insurance provides coverage for medical expenses related to accidents, injuries, and illnesses, offering an alternative option for individuals seeking additional financial protection beyond personal accident cover.

Alternative

Below is a list of Personal Accident Cover providers.
Please note: The information about each provider is sourced from publicly available data.

Auto&Gen Favicon

Auto&Gen

Auto&Gen Personal Accident Cover

Our personal accident insurance will make sure you and your family are cared for whatever happens. Get a quote. We promise to live up to our motto of always being there.

Disclaimer: Auto&General Insurance Company Limited is a licensed non-life insurer and financial services provider. Life policies underwritten by 1Life Insurance Limited, a licensed life insurer and financial services provider

Dial Direct Favicon

Dial Direct

Dial Direct Personal Accident Cover

Personal accident insurance provides financial compensation to an individual in case of accidental injury, death, or disability.

Disclaimer: Dial Direct Insurance Ltd is a licensed non-life insurer and financial services provider. Long-term insurance policies are underwritten by 1Life Insurance Ltd, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481

OUTsurance Favicon

OUTsurance

OUTsurance Personal Accident Cover

Personal Accident insurance provides accidental death cover as well as temporary and permanent disability cover to persons aged 14-70.

Disclaimer: OUTsurance Holdings Company Limited, Reg no. 1997/022260/06. A licensed controlling company in respect of OUTsurance and OUTsurance Life. OUTsurance Insurance Company Limited, Reg no. 1994/010719/06. A licensed non-life insurer and financial services provider. OUTsurance Life Insurance Company Limited, Reg no. 2007/035347/06. A licensed life insurer and financial services provider. OUTsurance Group Limited (previously Rand Merchant Investment Holdings Limited), Reg. no. 2010/005770/06.

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RCS Favicon

RCS

RCS Personal Accident Cover

Personal Accident Insurance with RCS provides members and their families with financial security, following accidental death or permanent disability.

Disclaimer: RCS is a registered Credit and Financial Services Provider. NCRCP 38. FSP 44481

Standard Bank Favicon

Standard Bank

Standard Bank Personal Accident Cover

Personal accident plan. PER Insurance Personal Accident Plan Product Detail ... South Africa. 0860 123 000. International. +2710 824 1515. Lost or stolen cards.

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15

The Unlimited Favicon

The Unlimited

The Unlimited Personal Accident Cover

Protect your family with affordable accident insurance from The Unlimited. We offer the best accident cover for you and your family, so get covered today!

Disclaimer: The Unlimited Group (Pty) Ltd Reg no. 2002/002773/07. An Authorised Financial Services Provider (FSP No. 21473).

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Unity Financial Services Favicon

Unity Financial Services

Unity Financial Services Personal Accident Cover

Unity Insurance provides a range of Lifestyle and Motor insurance products that don’t only cover you for the unforeseen; they add value to your life.

Disclaimer: Unity Financial Services (Pty) Ltd is an authorised financial services provider (FSP license no: 15260). Products are underwritten by Auto and General Insurance Company Limited (FSP 16354) and 1Life Insurance Limited (FSP 24769) respectively.

Viva Life Insurance Favicon

Viva Life Insurance

Viva Life Insurance Personal Accident Cover

Accidental Death Family Cover ensures that you and your family are taken care of in the event of an untimely loss of life.

Disclaimer: Viva Life Insurance Limited is an authorised Financial Services Provider (FSP Number: 39697) and a registered Long-term Insurer | Company Registration Number: 2008/014840/08

AIG Favicon

AIG

AIG Personal Accident Cover

Lifetime Personal Accident Insurance, get up to R1 Million cover ... Have you thought about how you or your family will cope financially in the event of death or ...

Disclaimer: AIG South Africa Limited is licenced to conduct non-life insurance business. FSP 15805 Reg. No. 1962/003192/06 AIG Life South Africa Limited is licenced to conduct life insurance business. FSP 15804 Reg. No. 2001/016602/06

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Hollard Favicon

Hollard

Hollard Personal Accident Cover

Our personal accident insurance covers both your employees and your business against the costs of injuries. This could include death, permanent disability.

Disclaimer: The Hollard Insurance Company Ltd (Reg No. 1952/003004/06); Hollard Life Assurance Company Ltd (Reg. No. 1993/001405/06); Hollard Investment Managers (Pty) Ltd (Reg. No. 1997/001696/07); Hollard Specialist Insurance Limited (Reg No 1966/007612/06); and Hollard Specialist Life Limited (Reg No 1994/001332/06), are authorised Financial Services Providers.

Budget Insurance Favicon

Budget Insurance

Budget Insurance Personal Accident Cover

Our Personal Accident policy – it covers you if you're injured, admitted to hospital, become disabled or pass away because of an accident.

Disclaimer: Budget Insurance Company Ltd. is a licensed non-life insurer and financial services provider. Long-term policies underwritten by 1Life, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

Bidvest Insurance Favicon

Bidvest Insurance

Bidvest Insurance Personal Accident Cover

Accidental death cover · Commuter-related accidental death cover · Repatriation of mortal remains · Legal assistance with wills and estates · Lump sum pay-out to ...

Disclaimer: Bidvest Insurance limited. Reg No. 1997/019461/06, a licenced non-life Insurer, and Authorised Financial Services Provider 46395.

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Avis Favicon

Avis

Avis Personal Accident Cover

Avis South Africa's rental car personal accident insurance offers emergency medical assistance and expenses, accidental death and permanent disability.

Disclaimer:

Rand Mutual Assurance Favicon

Rand Mutual Assurance

Rand Mutual Assurance Personal Accident Cover

RMA Life offers you the Group Personal Accident cover to help you protect your employees from the inability to earn an income due to an accident.

Disclaimer: Rand Mutual Assurance Company Limited is the licensed controlling company of the designated Rand Mutual Insurance Group. Registration number 1899/000876/06.