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Finding the right Disability Cover shouldn't be a hassle. Simplify your search with Insurance Made Simple.

Disability Cover Image

Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Disability Cover

Long-Term Insurance

Disability cover is an insurance product that provides financial compensation in case the policyholder becomes disabled and is unable to work. It typically pays a portion of the policyholder's income to help cover daily living expenses and medical costs during the period of disability.

Also known as: Disability Insurance, Income Protection Insurance, Disability Income Insurance

Frequently Asked Questions

Disability Cover insurance provides financial protection in the event that you become disabled and are unable to work.

Disability Cover typically pays out a monthly benefit if you are unable to work due to a covered disability. The benefit amount is determined by the policy terms and your income.

Anyone who relies on their income to support themselves or their family should consider purchasing Disability Cover insurance. It can provide a valuable safety net in case of unexpected disabilities that prevent you from working.

Disability Cover is an insurance product that provides financial protection in the event that you become disabled and are unable to work.

Disability Cover typically covers both temporary and permanent disabilities resulting from accidents, illnesses, or injuries that prevent you from working.

Disability Cover provides policyholders with a regular income or lump sum payment to help cover living expenses and medical costs when they are unable to work due to a disability.

Disability Cover is an insurance product that provides financial protection in the event that you become disabled and are unable to work.

Disability Cover works by paying out a benefit to you if you experience a covered disability that prevents you from working. This benefit can help replace lost income and cover expenses during your disability.

Disabilities covered by Disability Cover can include physical disabilities, mental health conditions, and chronic illnesses that prevent you from performing the duties of your occupation. The specific coverage may vary depending on the policy.

Below is a list of Disability Cover providers.
Please note: The information about each provider is sourced from publicly available data.

1Life Favicon

1Life

1Life Disability Cover

With 1Life disability insurance, you get a R10 million tax-free lump sum if illness or an accident leaves you permanently disabled, and unable to earn a living.

Disclaimer: 1Life Insurance Limited is a licensed life insurer & financial services provider.

Bidvest Life Favicon

Bidvest Life

Bidvest Life Disability Cover

Bidvest Life Disability Cover covers 100% of your after-tax income up to your selected retirement age for disability injuries or even for the rest of your life.

Disclaimer: Bidvest Life is a licensed life insurance company and authorised financial services provider - FSP 47801.

Investec Favicon

Investec

Investec Disability Cover

What is disability cover? ... Following a major permanent injury or illness when you cannot care for yourself, perform simple daily activities, or perform your ...

Disclaimer: Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company (Reg.No. 1944/017130/06) and an authorised Financial Services Provider (FSP number 47702). Terms and conditions apply.

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Liberty Favicon

Liberty

Liberty Disability Cover

Disability cover offers you a financial cushion by paying you a tax-free cash lump sum if you become permanently occupationally disabled. If you suffer an ...

Disclaimer: Liberty Group Limited is a licensed Life Insurer, an Authorised FSP (no.2409) and is part of the Standard Bank Group.

Momentum Favicon

Momentum

Momentum Disability Cover

We offer three main income disability products. Disability cover to suit the unique needs of your employees and what you can afford.

Disclaimer: Momentum is part of Momentum Metropolitan Life Limited, an authorised financial services and registered credit provider.

Old Mutual Favicon

Old Mutual

Old Mutual Disability Cover

A South African man enjoys spending time outside with his dog. How does it work?

Disclaimer: Old Mutual Limited (OML) is a licensed Controlling Company of the Designated Old Mutual Limited Insurance Group. Registration number 2017/235138/06. Entities in the Group are Licensed Financial Services Providers and Insurers.

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OUTsurance Favicon

OUTsurance

OUTsurance Disability Cover

Get peace of mind with OUTsurance Disability Cover, ensuring financial support when you need it most.

Disclaimer: OUTsurance Holdings Company Limited, Reg no. 1997/022260/06. A licensed controlling company in respect of OUTsurance and OUTsurance Life. OUTsurance Insurance Company Limited, Reg no. 1994/010719/06. A licensed non-life insurer and financial services provider. OUTsurance Life Insurance Company Limited, Reg no. 2007/035347/06. A licensed life insurer and financial services provider. OUTsurance Group Limited (previously Rand Merchant Investment Holdings Limited), Reg. no. 2010/005770/06.

PPS Favicon

PPS

PPS Disability Cover

Protect your income with our Disability Cover, ensuring financial security when you need it most.

Disclaimer: PPS is a licensed insurer conducting life insurance business, a licensed controlling company and an authorised Financial Services Provider

Sanlam Favicon

Sanlam

Sanlam Disability Cover

Sanlam Disability Insurance provides you with the peace of mind that your family's expenses, as well as your own, will be covered so that you can maintain your ...

Disclaimer: Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.

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Simply Favicon

Simply

Simply Disability Cover

Protect your family''s future with Simply''s Family Cover Disability Insurance and gain peace of mind.

Disclaimer: Simply Financial Services (Pty) Ltd (Simply), registration number 2011/132479/07, is an authorised financial services provider (FSP), FSP Number: 47146

Standard Bank Favicon

Standard Bank

Standard Bank Disability Cover

Disability Cover. PER Insurance Disability cover Product Detail. Apply ... South Africa. 0860 123 000. International. +2710 824 1515. Lost or stolen cards.

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15

Stangen Life Favicon

Stangen Life

Stangen Life Disability Cover

Get financial security with Stangen Disability Cover, ensuring a steady income in tough times.

Disclaimer: Product of King Price Life Insurance Limited, a licenced insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235).

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Viva Life Insurance Favicon

Viva Life Insurance

Viva Life Insurance Disability Cover

Viva Life offers affordable Disability Cover that won't cost you an arm and a leg. Quick and easy application. No Calls and no medical exams.

Disclaimer: Viva Life Insurance Limited is an authorised Financial Services Provider (FSP Number: 39697) and a registered Long-term Insurer | Company Registration Number: 2008/014840/08

Sanlam Favicon

Sanlam

Sanlam Disability Cover

Sanlam Income Protection protects you and your family against temporary and permanent illness or disability with a monthly payout that helps to support your ...

Disclaimer: Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.

Hollard Favicon

Hollard

Hollard Disability Cover

This cover also includes an impairment benefit. Who can take this cover? South Africans between the ages of 18 and 59. Key features.

Disclaimer: The Hollard Insurance Company Ltd (Reg No. 1952/003004/06); Hollard Life Assurance Company Ltd (Reg. No. 1993/001405/06); Hollard Investment Managers (Pty) Ltd (Reg. No. 1997/001696/07); Hollard Specialist Insurance Limited (Reg No 1966/007612/06); and Hollard Specialist Life Limited (Reg No 1994/001332/06), are authorised Financial Services Providers.

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