Liability Insurance - Insurance Made Simple

Liability Insurance Made Simple

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Liability Insurance

Short-Term Insurance

Liability insurance is a type of insurance that provides protection to individuals and businesses against claims resulting from injuries, damage, or negligence that causes harm to others. It covers legal costs and payouts to the injured party.

Also known as: Indemnity Insurance, Public Liability Insurance, Professional Liability Insurance, General Liability Insurance

Frequently Asked Questions

Liability insurance is a type of insurance policy that provides coverage for claims resulting from injuries and damage to people or property for which you are legally responsible.

Liability insurance typically covers bodily injury and property damage that you or your business may cause to others. It may also cover legal fees and medical expenses.

Liability insurance is important because it helps protect you from financial losses if you are found liable for causing harm to someone else or their property. It can also help cover legal expenses in case of a lawsuit.

Liability insurance provides coverage for legal costs and payouts if you are found liable for causing injury or damage to someone else's property.

Liability insurance is important because it protects you from financial losses in case of accidents or incidents where you are found legally responsible. It helps to safeguard your assets and provide peace of mind.

The amount of liability insurance you need depends on various factors such as your assets, income, and potential risks. It is recommended to consult with an insurance agent to determine the appropriate coverage level for your specific situation.

Liability insurance is a type of insurance policy that provides protection against claims resulting from injuries and damage to people or property.

Liability insurance typically covers legal costs, medical expenses, and damages resulting from negligence or unintended harm caused by the policyholder.

Anyone who owns a business, drives a vehicle, or engages in activities where there is potential risk of harm to others should consider getting liability insurance to protect themselves from financial losses due to lawsuits or claims.

Santam

santam.co.za

Santam Liability Insurance

SHA Risk Specialists, a division of Santam is the largest provider of liability insurance on the African continent and internationally.

Disclaimer: Santam South Africa's leading short-term insurance company. Santam is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.

Hollard

hollard.co.za

Hollard Liability Insurance

iTOO's General Liabilities cover protects your business against liabilities associated with your business's activities and the products or services you offer.

Disclaimer: The Hollard Insurance Company Ltd (Reg No. 1952/003004/06); Hollard Life Assurance Company Ltd (Reg. No. 1993/001405/06); Hollard Investment Managers (Pty) Ltd (Reg. No. 1997/001696/07); Hollard Specialist Insurance Limited (Reg No 1966/007612/06); and Hollard Specialist Life Limited (Reg No 1994/001332/06), are authorised Financial Services Providers.

OUTsurance

outsurance.co.za

OUTsurance Liability Insurance

Get customised OUTsurance Liability Business insurance to match your specific business needs.

Disclaimer: OUTsurance Holdings Company Limited, Reg no. 1997/022260/06. A licensed controlling company in respect of OUTsurance and OUTsurance Life. OUTsurance Insurance Company Limited, Reg no. 1994/010719/06. A licensed non-life insurer and financial services provider. OUTsurance Life Insurance Company Limited, Reg no. 2007/035347/06. A licensed life insurer and financial services provider. OUTsurance Group Limited (previously Rand Merchant Investment Holdings Limited), Reg. no. 2010/005770/06.

AIG

aig.co.za

AIG Liability Insurance

Primary Liability Insurance. AIG provides liability cover for general liability, product liability, defective workmanship as well as defense costs.

Disclaimer: AIG South Africa Limited is licenced to conduct non-life insurance business. FSP 15805 Reg. No. 1962/003192/06 AIG Life South Africa Limited is licenced to conduct life insurance business. FSP 15804 Reg. No. 2001/016602/06

Standard Bank

standardbank.co.za

Standard Bank Liability Insurance

Cover the people and property at your events, and get insurance for liability, cancellations and prize indemnity.

Disclaimer: Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15