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Business Personal Accident Insurance Made Simple

Finding the right Business Personal Accident Insurance shouldn't be a hassle. Simplify your search with Insurance Made Simple.

Business Personal Accident Insurance Image

Disclaimer: InsuranceMadeSimple.co.za is not a registered or authorized financial advisor. The content provided on this platform does not constitute financial advice or recommendations. All information and materials featured are intended solely for informational and educational purposes and are not tailored to address your specific personal requirements. The list of insurance providers presented is based on publicly available data, and we do not claim ownership of their content. Please consult with a qualified financial advisor for advice tailored to your individual needs. Terms & Conditions Apply.

Business Personal Accident Insurance

Short-Term Insurance

Business Personal Accident Insurance is a type of insurance that provides financial compensation in the event of an accident resulting in injury, disability, or death to a business owner or employee while on the job or during business-related activities. It typically covers medical expenses, disability benefits, and death benefits.

Also known as: Business Accident Insurance, Personal Accident Insurance For Business


Frequently Asked Questions

Business Personal Accident Insurance is a type of insurance that provides coverage for individuals who are injured or killed due to accidents while at work or on a business trip.

This insurance typically covers accidental death, permanent disability, temporary total disability, and medical expenses resulting from an accident that occurs during the insured person's work-related activities.

Business owners, self-employed individuals, and employees who are not covered by workers' compensation should consider getting Business Personal Accident Insurance to protect themselves and their families in case of accidents or injuries while at work.

Business Personal Accident Insurance provides coverage for accidental death, bodily injuries, permanent total disability, and medical expenses resulting from accidents that occur during the course of business activities.

Business Personal Accident Insurance can be tailored to cover both employees and business owners, providing financial protection in the event of accidents that impede their ability to work or result in death.

While Workers' Compensation Insurance covers work-related injuries and illnesses, Business Personal Accident Insurance provides broader coverage for accidents that occur both on and off the job, offering financial support to individuals regardless of the circumstances leading to the accident.

Business Personal Accident Insurance provides coverage for accidental death, permanent disability, medical expenses, and temporary total disability resulting from accidents occurring during the course of business operations.

This insurance is designed for business owners, employees, and key personnel who are at risk of accidents while carrying out their duties or traveling for work-related purposes. It offers financial protection and support in case of unforeseen accidents.

While Workers' Compensation typically covers injuries sustained during work hours and on the job, Business Personal Accident Insurance provides coverage for accidents that may occur both on and off the job, offering more comprehensive protection for individuals involved in business activities.



Below is a list of Business Personal Accident Insurance providers.
Please note: The information about each provider is sourced from publicly available data.

MiWay Favicon

MiWay

MiWay Business Personal Accident Insurance

Cover your employees against accidental death or injury in the course of employment with Business Personal Accident cover from MiWay Business Insurance.

Disclaimer: MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970). Ts & Cs apply.

AIG Favicon

AIG

AIG Business Personal Accident Insurance

With AIG personal accident cover you will have some protection to enable you to provide for yourself or your family.

Disclaimer: AIG South Africa Limited is licenced to conduct non-life insurance business. FSP 15805 Reg. No. 1962/003192/06 AIG Life South Africa Limited is licenced to conduct life insurance business. FSP 15804 Reg. No. 2001/016602/06

Rand Mutual Assurance Favicon

Rand Mutual Assurance

Rand Mutual Assurance Business Personal Accident Insurance

RMA Life offers you the Group Personal Accident cover to help you protect your employees from the inability to earn an income due to an accident.

Disclaimer: Rand Mutual Assurance Company Limited is the licensed controlling company of the designated Rand Mutual Insurance Group. Registration number 1899/000876/06.

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Hollard Favicon

Hollard

Hollard Business Personal Accident Insurance

Our personal accident insurance covers both your employees and your business against the costs of injuries. This could include death, permanent disability.

Disclaimer: The Hollard Insurance Company Ltd (Reg No. 1952/003004/06); Hollard Life Assurance Company Ltd (Reg. No. 1993/001405/06); Hollard Investment Managers (Pty) Ltd (Reg. No. 1997/001696/07); Hollard Specialist Insurance Limited (Reg No 1966/007612/06); and Hollard Specialist Life Limited (Reg No 1994/001332/06), are authorised Financial Services Providers.

Santam Favicon

Santam

Santam Business Personal Accident Insurance

Santam's Business liability cover can provide you with a wide range of solutions to protect your business from potential exposure to public liability losses.

Disclaimer: Santam South Africa's leading short-term insurance company. Santam is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.

Dial Direct Favicon

Dial Direct

Dial Direct Business Personal Accident Insurance

Filing your personal accident insurance claim is simple. Call our contact centre on 0860 10 50 85 to speak to a consultant about your case. A Dialdirect ...

Disclaimer: Dial Direct Insurance Ltd is a licensed non-life insurer and financial services provider. Long-term insurance policies are underwritten by 1Life Insurance Ltd, a licensed life insurer and financial services provider. Personal Loans Powered by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481

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